16 Responses to How-To: Open a Peso Checking Account in BDO

  1. Louie says:

    You should also have at least 50,000 pesos in your savings account.

  2. Catherine Reyes says:

    Is it possible to open a checking account without an existing bdo account?

  3. Catherine Reyes says:

    It’s very resourceful.

  4. maricar cordero says:

    good day!
    i just want to ask if my bdo account is still active even i if i didn’t make it deposit for 7months…

    • admin says:

      i think every month that you do not have any activity in your account, BDO takes a percentage fee on that account’s savings. so if you have well more than the maintaining balance and up to this point you still have in your savings more than 0 balance, your account should still be active although incurring charges every month. but to be sure, check with the BDO hotline or call your branch of account to confirm.

  5. leiwulf says:

    @louie – for non-interest earning checking account, you only need a P5,000.00 maintaining balance.

    • Gemma says:

      what do you mean non-interest earning? I need to open one for my bank financing. I have existing account. But they said that they require business permit. They don’t accept for personal use only

      • admin says:

        non-interest earning means that the checking account will not earn interest regardless of how much is deposited in that checking account. are you applying as a business or personal? i did not have this experience when i needed to open a checking account for the purpose of renting a condo.

  6. leiwulf says:

    @Catherine Reyes – from what i know, you need to be a savings account client for at least 6 months before you can open a checking account. but do check with your branch as well.

  7. I AM PLANNING TO OPEN A CHECKING ACCOUNT T O PAY THE BILLS IN THE PHIL. DO I NEED A BUS SINES TO OPEN A CHECKING ACCOUNT? . HAVE A 2 YRS ATM SAVINGS ACCOUNT AT BDO SM CITY ILOILO. I REALLY NEED YOUR OPINION. THANK YOU

    • admin says:

      from my experience i only needed an existing savings account with BDO. i was able to open a checking account after my application was approved. please check with your branch of account for clarification.

  8. jenny says:

    Hi ~ im planning to open a checking account..
    is it possible?? because i dony have existing bdo account. how much do i need to open a checking account??
    And what kind of id is valid??

  9. jenny says:

    Hi ~ im planning to open a checking account.. is it possible?? because i dont have existing bdo account. how much do i need to open a checking account?? And what kind of id is valid??

  10. dei says:

    My sister has a BDO savings account in Manila for years now, but she needs to open a Checking account ASAP but she wAs advised to open it in the same branch as her savings acct but the problem is she is now living in the province and taking care of my father… My question is: Can’t she just open a BDO checking acct in the province where she lives?
    Thank you!

  11. Tintin says:

    Gudpm..Ang situation namin ay kukuha kami ng post dated check para sa pagkuha ng house sa binangonan dahil requirements ng mga housing ngaun ay dapat daw may cheke para sa pagbayad ng downpayment. Yung byenan ko sabi nya dapat daw mga 26,000 daw ang balance ko sa bdo(may kabayan savings account nako dun sa bdo at mga 6 months na ko katagal which is nagpapadala kase husband ko from saudi). Ganun ba talaga kailangan may 26,000 ung sa savings account ko?. Thanks po sa pagsagot.

  12. Tintin says:

    Kailangan po ba talaga na 2 i.d ang kailangan sa pagkuha ng checking account?

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